Affordable Health cover for every stage of life
Trusted, Affordable,
Always With You
Affinity Health covers real medical costs - GP visits, medication, specialists and hospitalisation - with plans built to fit real budgets.
Why Affinity Health
Real cover, priced for real life
Talk to a professional, any time
Unlimited 24/7 telephonic consultations with a nurse, doctor or mental health professional - with no waiting period on the consultation itself.
Plans for any budget
With 6 tiers in the Innovator Range plus Standard, Junior and Senior plans, there's an entry point for almost any budget.
Everyday cover, bundled cheaper
Combine Day-to-Day and Hospital cover into one Combined Plan and pay less per month than buying each separately - see the savings below.
Individuals & families
Standard Plans
Cover for a main member, spouse or adult dependant, and children - pick Day-to-Day, Hospital, or both together as a Combined Plan.
Everyday healthcare
- Unlimited 24/7 telephonic hotline & nurse consultations
- Unlimited GP consultations via referral, in-network
- Specialist visits up to R2 000 single / R4 000 family a year
- Dentistry: assessment, polish, extractions & fillings yearly
- Optometry: eye test + frames & lenses every 24 months
- Over-the-counter medication up to R500 / R1 000 a year
Consultations: no waiting period. Most other benefits: 1 - 3 month waiting period.
When the unexpected happens
- Accident Hospitalisation up to R275 000 / R325 000 per event
- Daily Illness Hospitalisation from R22 000 per day
- Maternity: R30 000 natural birth, R40 000 C-section
- Major Trauma Hospitalisation up to R1.1m lifetime
- Serious Illness Hospitalisation up to R300 000 lifetime
- Road Accident Fund & Workmen's Compensation assistance
Accident cover: no waiting period. Illness-related cover: 3 month wait, 12 months for pre-existing conditions.
Day-to-Day + Hospital, together
- All Day-to-Day benefits - GP visits, medication, dentistry
- All Hospital benefits - accident, illness & trauma cover
- Same optional add-ons as the standalone plans
- One policy, one premium, one call centre
Waiting periods follow the standalone Day-to-Day and Hospital Plan terms.
Guardians & children
Junior Plans
Built for a main member covering children without a spouse/adult dependant tier - the same core benefits, priced for a single-guardian household.
Everyday healthcare
- Unlimited 24/7 telephonic hotline & nurse consultations
- Unlimited GP consultations via referral, in-network
- Specialist visits up to R2 000 single / R4 000 family a year
- Dentistry, optometry, radiology & pathology included
- Over-the-counter medication up to R500 / R1 000 a year
Consultations: no waiting period. Most other benefits: 1 - 3 month waiting period.
When the unexpected happens
- Accident Hospitalisation up to R275 000 / R325 000 per event
- Daily Illness Hospitalisation from R22 000 per day
- Maternity: R30 000 natural birth, R40 000 C-section
- Major Trauma Hospitalisation up to R1.1m lifetime
- Serious Illness Hospitalisation up to R300 000 lifetime
Accident cover: no waiting period. Illness-related cover: 3 month wait, 12 months for pre-existing conditions.
Day-to-Day + Hospital, together
- All Junior Day-to-Day benefits
- All Junior Hospital benefits
- Same optional add-ons as the standalone plans
Waiting periods follow the standalone Day-to-Day and Hospital Plan terms.
Members 55 and up
Senior Plans
The same core benefit set, with premiums and specialist limits set for a senior member, spouse/adult dependant and children.
Everyday healthcare
- Unlimited 24/7 telephonic hotline & nurse consultations
- Unlimited GP consultations via referral, in-network
- Specialist visits up to R1 700 single / R3 500 family a year
- Dentistry, optometry, radiology & pathology included
- Over-the-counter medication up to R500 / R1 000 a year
Consultations: no waiting period. Most other benefits: 1 - 3 month waiting period.
When the unexpected happens
- Accident Hospitalisation up to R110 000 / R150 000 per event
- Daily Illness Hospitalisation from R22 000 per day
- Maternity: R30 000 natural birth, R40 000 C-section
- Major Trauma Hospitalisation up to R1.1m lifetime
Accident cover: no waiting period. Illness-related cover: 3 month wait, 12 months for pre-existing conditions.
Day-to-Day + Hospital, together
- All Senior Day-to-Day benefits
- All Senior Hospital benefits
- Same optional add-ons as the standalone plans
Waiting periods follow the standalone Day-to-Day and Hospital Plan terms.
Innovator Range
Six tiers, one affordable entry point
From Vital Select at R289pm to Gold Max with full hospital cover - build up as your budget and needs grow.
Hospital Care Plan only
+ Accident Hospitalisation
+ Out-of-network GP visits
+ Diagnostic Procedures
+ Daily Illness & Maternity
+ ICU Benefit, everything above
| Benefit | Vital Select | Chrome | Bronze | Delta Max | Silver Max | Gold Max |
|---|---|---|---|---|---|---|
| Day-to-Day Healthcare | ||||||
| 24/7 Telephonic Hotline | ? | ? | ? | ? | ? | ? |
| GP Consultations | - | ? | ? | ? | ? | ? |
| Out-of-Network GP Consultations | - | - | - | - | - | ? |
| Over-the-Counter & Chronic Medication | - | ? | ? | ? | ? | ? |
| Optometry & Maternity Support | - | ? | ? | ? | ? | ? |
| Hospital Benefits | ||||||
| Accident Hospitalisation | - | ? | ? | ? | ? | ? |
| Diagnostic Procedures | - | - | - | ? | ? | ? |
| Daily Illness Hospitalisation, Maternity & Day Clinic | - | - | - | - | ? | ? |
| ICU Benefit | - | - | - | - | - | ? |
| Hospital Care Plan | ? | ? | ? | ? | - | - |
| Value Added | ||||||
| Road Accident & Workmen's Compensation Assistance | - | ? | ? | ? | ? | ? |
Contact us 24/7 to utilise benefits and confirm cover. Waiting periods are effective from the Commencement Date. Subject to Formulary and benefit sub-limits.
Get In Touch
We're here to help
Send us your details and a consultant will get back to you with the right cover for your needs - no obligation, no pressure.