Quality health cover that meets your needs doesn’t need to be complicated or too expensive. We offer you great cover, easy claims, and above all we tell it like it is – Affinity Health

To find out more, give us a call today!

One of our qualified and friendly agents will be happy to assist you.

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086 607 9419

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Hospital Plan

Private hospitalisation cover


Our hospital plan provides you with a wide range of benefits in the event of hospitalisation as a result of an accident, illness or medical emergency.


Accidents happen when you least expect them and even the healthiest amongst us can fall victim to disease and illness.

As one of the fastest growing providers of Hospital Plans and Health Cover in South Africa, Affinity Health offers you an affordable Hospital Plan that gives you access to a wide range of features and benefits when you need it most.

The great thing about an Affinity Health Hospital Plan is that you get a much wider choice of hospitals and doctors than if you were a public patient.

Our Hospital Plan starts from R615pm

A brief overview of some of the
benefits on our Hospital Plan:

Covers hospitalisation due to illness, dread disease and accident.

Procedures for specific stated conditions as well as a casualty room benefit.

Maternity cover.

You gain access to private hospitals.

When it comes to medical expenses there are two types of costs associated with hospitalisation – hospital stay costs and medical costs.

Hospital stay costs
Medical costs
  • hospital-daily

    Hospital stay costs are for general daily expenses like your bed, your meals and theatre. These costs accrue with each passing day during your stay in hospital.

  • hospital-procedure

    Medical costs are charges from specialists like surgeons, radiologists and anaesthetists.

Having Hospital Cover from Affinity Health means that these costs will be covered.

See benefit details below

10 Accident Benefit

Up to R175,000 per single member per event. R275,000 per family per event.


Senior Only

Up to R110,000 per single member per event. R150,000 per family per event.

No waiting period

11 Accidental Permanent Disability

R250,000 policyholder or spouse only.

No waiting period
Affinity Junior Excluded
Affinity Senior Excluded

12 Casualty Room Treatment

Casualty Room treatment for illness, available after hours. Subject to pre-authorisation.

  • Up to R2,500 per annum.
  • Up to R4,000 per annum if combined plan is taken.



  • Up to R2,750 per annum
  • Up to R4,250 per annum if combined plan is taken.

1 Month waiting period

13 24Hr Emergency

24/7 Emergency medical advice, ambulance services and inter-hospital transfers. Hospital pre-authorisation required to arrange a guarantee of payment to the treating facility in the event of an accident.

No waiting period

14 Daily Illness Hospitalisation
  • 1st Day
  • 2nd Day
  • 3rd Day
  • 4th Day
  • 5th Day
  • R8,500 (Senior – R6,000)
  • R5,500
  • R5,000
  • R4,250 (Junior / Senior – R4,000)
  • R4,250 (Junior / Senior – R4,000)

Thereafter R1,500 per day up to a maximum of 21 days per member, per illness event.

3 Month waiting period / 24 Month waiting period for pre-existing conditions

15 Specific Stated Conditions
  • Appendix Removal
  • Kidney Stones – Theater
  • Ectopic Pregnancy
  • Hernia
  • Gall Bladder Removal
  • Miscarriage
  • Maternity Natural
  • Maternity C-Section
  • Hysterectomy
  • R30,000
  • R30,000
  • R20,000
  • R17,500 (Senior – R15,000)
  • R40,000
  • R10,000
  • R20,000
  • R30,000
  • R40,000

12 Month waiting period / 24 Month waiting period for Hysterectomy

Affinity Junior

  • Tonsillectomy & Adenoidectomy
  • Myringotomy (With or without grommets)
  • Circumcision
  • Hernia
  • Sinus Procedures
  • Orchiopexy
  • Appendix Removal
  • R10 000
  • R7 500
  • R9 500
  • R25 000
  • R15 000
  • R15 000
  • R30 000

12 Month waiting period

16 Dread Disease

R9,000 is payable per day upon diagnosis up to R200,000 according to severity, covering Heart Attack, Coronary Heart Disease, Stroke, Cancer, Kidney Failure and Major Organ Transplant.

6 Month waiting period
Excluded on Affinity Senior

9 Family Funeral Benefit

Funeral assistance cover as a result of death of a member:

  • Policyholder
  • Spouse and Children over the age of 14
  • Children over the age of 6
  • Children birth to 6 years of age
  • Stillborn from 28 weeks
  • R25,000
  • R10,000
  • R5,000
  • R2,500
  • R1,250

3 Month waiting period
Excluded on Affinity Junior
Excluded on Affinity Senior


Hospital Plan Booster Options


Accident Booster

Single and family options available.

Starting at an additional R76pm for R250,000 cover, up to a maximum of R1,050,000 cover, dependent on the option chosen.

Excluded on Affinity Senior


Intensive Care Unit (ICU)

R12,500 Intensive Care Unit cover per day for 5 days.
Additional R73pm for single member.
Additional R146pm for family.

Excluded on Affinity Senior

Remember, you can view the additional hospital plan booster costs on our policy rates page.


Maximum entry age for the hospital plan is 54 years.

  • 17 years for Affinity Junior
  • 70 years for Affinity Senior