Quality health cover that meets your needs doesn’t need to be complicated or too expensive. We offer you great cover, easy claims, and above all we tell it like it is – Affinity Health

To find out more, give us a call today!

One of our qualified and friendly agents will be happy to assist you.

Call Center:

0861 11 00 33


086 607 9419

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0861 11 00 33


Hospital Plan

Private hospitalisation cover


Our hospital plan provides you with a wide range of benefits in the event of hospitalisation as a result of an accident, illness or medical emergency.


Accidents happen when you least expect them and even the healthiest amongst us can fall victim to disease and illness.

As one of the fastest growing providers of Hospital Plans and Health Cover in South Africa, Affinity Health offers you an affordable Hospital Plan that gives you access to a wide range of features and benefits when you need it most.

The great thing about an Affinity Health Hospital Plan is that you get a much wider choice of hospitals and doctors than if you were a public patient.

Our Hospital Plan starts from R615pm

A brief overview of some of the
benefits on our Hospital Plan:

Covers hospitalisation due to illness, dread disease and accident.

Procedures for specific stated conditions as well as a casualty room benefit.

Maternity cover.

You gain access to private hospitals.

When it comes to medical expenses there are two types of costs associated with hospitalisation – hospital stay costs and medical costs.

Hospital stay costs
Medical costs
  • hospital-daily

    Hospital stay costs are for general daily expenses like your bed, your meals and theatre. These costs accrue with each passing day during your stay in hospital.

  • hospital-procedure

    Medical costs are charges from specialists like surgeons, radiologists and anaesthetists.

Having Hospital Cover from Affinity Health means that these costs will be covered.


Pre-Authorisation must be obtained in all instances including emergencies prior to admission. Pre-authorisation can be obtained by contacting Affinity Health via telephone on 0861 11 00 33, via WhatsApp on 071 314 5862 or by sending a “please call me” to 071 314 5862. Upfront payments are available to all treating hospitals.

See benefit details below

10 Accident Benefit

Up to R175,000 per single member per event. R275,000 per family per event.


Immediate Accident Benefit (Between the Application Date and the Commencement Date)

Up to R100,000 per single member policy. R150,000 per family policy.

*Subject to 1 admission per policy.


Senior Only

Up to R110,000 per single member policy. R150,000 per family policy.


Immediate Accident Benefit (Between the Application Date and the Commencement Date)

Up to R70,000 per single member policy. R85,000 per family policy.

*Subject to 1 admission per policy.

No waiting period

11 Accidental Permanent Disability

R250,000 policyholder or spouse only.

No waiting period
Affinity Junior Excluded
Affinity Senior Excluded

12 Casualty Room Treatment

Casualty Room treatment for illness, available after hours. Subject to pre-authorisation.

  • Up to R2,500 per year.
  • Up to R4,000 per year if combined plan is taken.

1 Month waiting period

13 24Hr Emergency

24/7 Emergency medical advice, ambulance services and inter-hospital transfers. Hospital pre-authorisation required to arrange a guarantee of payment to the treating facility in the event of an accident.

No waiting period

14 Daily Illness Hospitalisation
  • 1st Day
  • 2nd Day
  • 3rd Day
  • 4th Day
  • 5th Day
  • R8,500
  • R5,500
  • R5,000
  • R4,250
  • R4,250

Thereafter R1,500 per day up to a maximum of 21 days per member, per illness event.

3 Month waiting period

15 Specific Stated Conditions
  • Appendix Removal
  • Kidney Stones – Theater
  • Ectopic Pregnancy
  • Hernia Repair
  • Gall Bladder Removal
  • Miscarriage
  • Maternity Natural
  • Maternity C-Section
  • Hysterectomy
  • R30,000
  • R30,000
  • R20,000
  • R17,500 (Senior – R15,000)
  • R40,000
  • R10,000
  • R20,000
  • R30,000
  • R40,000

3 Month waiting period

Affinity Junior

  • Tonsillectomy & Adenoidectomy
  • Myringotomy (With or without grommets)
  • Circumcision
  • Hernia Repair
  • Sinus Procedures
  • Orchiopexy
  • Appendix Removal
  • R10 000
  • R7 500
  • R9 500
  • R25 000
  • R15 000
  • R15 000
  • R30 000

3 Month waiting period

16 Dread Disease

R9,000 is payable per day upon diagnosis up to R200,000 according to severity, covering Heart Attack, Coronary Heart Disease, Stroke, Cancer, Kidney Failure and Major Organ Transplant.

3 Month waiting period
Excluded on Affinity Senior

9 Family Funeral Benefit

Funeral assistance cover as a result of death of a member:

  • Policyholder
  • Spouse and Children over the age of 14
  • Children over the age of 6
  • Children birth to 6 years of age
  • Stillborn from 28 weeks
  • R25,000
  • R10,000
  • R5,000
  • R2,500
  • R1,250

3 Month waiting period
Excluded on Affinity Junior
Excluded on Affinity Senior

Pre-Existing Conditions are subject to a 12 month waiting period from Commencement Date.


Hospital Plan Booster Options


Accident Booster

Single and family options available.

Starting at an additional R76pm for R250,000 cover, up to a maximum of R1,050,000 cover, dependent on the option chosen.

Excluded on Affinity Senior
No Waiting Period


Intensive Care Unit (ICU)

R12,500 Intensive Care Unit cover per day for 5 days.
Additional R73pm for single member.
Additional R146pm for family.

Excluded on Affinity Senior
3 Month Waiting Period

Daily Illness Booster

  • 1st Day:
    R17,000 / R21,000**
  • 2nd Day:
    R11,000 / R15,000**
  • 3rd Day:
    R10,000 / R14,000**
  • 4th Day:
  • 5th Day:
  • Policyholder:
  • Spouse under age 54:
  • Spouse over age 54:
  • Children:

Thereafter R3,000 per day up to a maximum of 21 days per member, per illness event.

** Additional cover applicable when admitted to ICU and combined with the ICU Booster.

Remember, you can view the additional booster costs on our policy rates page.


Persons joining Affinity Health over the age of 54 will be subject to increased premiums.

Persons joining Affinity Health Junior over the age of 17 will be subject to increased premiums.