Quality health cover that meets your needs doesn’t need to be complicated or too expensive. We offer you great cover, easy claims, and above all we tell it like it is – Affinity Health

To find out more, give us a call today!

One of our qualified and friendly agents will be happy to assist you.

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086 607 9419

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Hospital Plan

Private hospitalisation cover

Our hospital plan provides you with a wide range of benefits in the event of hospitalisation as a result of an accident, illness or medical emergency.


Accidents happen when you least expect them and even the healthiest amongst us can fall victim to disease and illness.

As one of the fastest growing providers of Hospital Plans and Health Cover in South Africa, Affinity Health offers you an affordable Hospital Plan that gives you access to a wide range of features and benefits when you need it most.

The great thing about an Affinity Health Hospital Plan is that you get a much wider choice of hospitals and doctors than if you were a public patient.

Our Hospital Plan starts from R549pm

A brief overview of some of the
benefits on our Hospital Plan:

Covers hospitalisation due to illness, dread disease, accident and maternity.

Procedures for specific stated conditions as well as a casualty room benefit.

Daily illness hospitalisation cover.

You gain access to private hospitals.

When it comes to medical expenses there are two types of costs associated with hospitalisation – hospital stay costs and medical costs.

Hospital stay costs
Medical costs
  • Hospital stay costs are for general daily expenses like your bed, your meals and theatre. These costs accrue within each passing day during your stay in hospital.

  • Medical costs are charges from specialists like surgeons, radiologists and anaesthetists for events such as severe illness and injury from accidents.

Having Hospital Cover from Affinity Health means you will be able to pay these costs.

See benefit details below

Accident Benefit

Up to R175,000 per single member per event. R275,000 per family per event.

No waiting period

Accident Permanent Disability

R250,000 principal member or spouse only.

No waiting period
Affinity Junior Excluded
Affinity Senior Excluded

Casualty Room Benefit

Casualty Room treatment for illness only up to R2,500 per annum. Must be Pre-Authorised and only available after hours. If a combined option is taken out the casualty room benefit increases to R4,000 per annum.

1 Month waiting period for illness event

24Hr Emergency

24/7 Emergency medical advice, ambulance services and inter-hospital transfers. Hospital pre-authorisation required to arrange a guarantee of payment to the treating facility in the event of an accident.

No waiting period

Daily Illness - Hospital

1st Day – R8,500

2nd Day – R5,500

3rd Day – R5,000

4th Day – R4,000

5th Day – R4,000

Thereafter R1,500 per day up to a maximum of 21 days per member, per illness event.

3 Month waiting period / 24 Months waiting period for pre-existing conditions

Specific Stated Conditions
  • Appendix Removal
  • Kidney Stones – Theater
  • Ectopic Pregnancy
  • Hernia
  • Gall Bladder Removal
  • Miscarriage
  • Maternity – Natural
  • Maternity C-Section
  • Hysterectomy
  • R30,000
  • R30,000
  • R20,000
  • R15,000
  • R40,000
  • R10,000
  • R20,000
  • R30,000
  • R40,000

12 Month waiting period / 24 month waiting period for Hysterectomy

Dread Disease

R9,000 is payable per day upon diagnosis up to R200,000 according to severity, covering Heart Attack, Coronary Heart Disease, Stroke, Cancer, Kidney Failure, Major Organ Transplant, Paraplegia and Blindness.

6 Months waiting period
Excluded on Affinity Senior

Family Funeral Benefit

Funeral Assistance cover as a result of death of a covered member up to the following amounts:

  • Principal Member
  • Spouse and Children over the age of 14
  • Children – over the age of 6
  • Children – birth to 6 years of age
  • Stillborn – from 28 weeks
  • R25,000
  • R10,000
  • R5,000
  • R2,500
  • R1,250

3 Month waiting period
Excluded on Affinity Junior
Excluded on Affinity Senior

Hospital Plan Booster Options

Accident Booster

Single and family options available.

Starting at an additional R67pm for R250,000 cover, up to a maximum of R1,050,000 cover, dependent on the option chosen.

Excluded on Affinity Junior
Excluded on Affinity Senior

Intensive Care Unit (ICU)

R12,500 Intensive Care Unit cover per day for 5 days.
Additional R65pm for single member.
Additional R130pm for family.

Excluded on Affinity Junior
Excluded on Affinity Senior

Remember, you can view the additional hospital plan booster costs on our policy rates page.


Maximum entry age for the hospital plan is 55 years (17 years for Affinity Junior).