How a hospital plan can save you money
Having a full medical aid plan can be very expensive. Luckily, there are many medical cover options on the market, so that everyone can have proper medical cover. Having to fork out thousands of rand a month for medical aid or medical insurance isn’t always a possibility for everyone, so what do you do if you still want private care on a budget? Could a hospital plan can save you money?
Having a hospital plan means that instead of paying for full cover, which usually covers everything from day-to-day doctor’s visits, specialist consultations and medications etc, you have a plan that covers you in the event that you need to go to hospital.
Hospital plans are of course more affordable than other types of cover. When you are covered by a hospital plan, your day-to-day expenses come out of your own pocket. These expenses include impromptu visits to the GP, emergency room visits and any other out-of-hospital procedures and consultations.
However, in the event that you are admitted to hospital for any reason, your hospital plan is likely to cover the entire cost. Hospital stay costs are for general daily expenses such as your bed, your meals and procedures done in theatre. These costs accrue with each passing day during your stay in hospital.
Who is this plan for?
Hospital plans are well suited for people who hardly need to visit the doctor. If you and your family are generally healthy and only see the doctor on the rare occasion, this plan could fit the bill and save you tons of cash.
The only perceivable downside is that when paying out of pocket, doctors’ visits can be pricey, especially when you have to add the price of your prescription into your personal budget. Doctors all charge different rates, so without full medial cover, you may need to take some time to look around for the most affordable physician that suits your pocket and needs.
Does Affinity Health offer a Hospital Plan option?
As one of the fastest growing providers of Hospital Plans and Health Cover in South Africa, Affinity Health offers you an affordable Hospital Plan that gives you access to a wide range of features and benefits when you need them most.
The great thing about an Affinity Health Hospital Plan is that you get a much wider choice of hospitals and doctors than if you were a public patient. Choose from a network of doctors who have been vetted to ensure that you receive the best, quality healthcare.
As an Affinity Health Medical Insurance client, or on the Hospital Plan, you will have access to a preselected list of private hospitals in your area.
All you need to do is to find a preferred hospital near you and contact our Customer Care line on 0861 11 00 33, then select option 4. We are continually adding new hospitals to our preferred list.