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  Gold Max
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  Silver Max
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  Delta Max
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  Bronze
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  Chrome
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  Reef

	Gold Max	Silver Max	Delta Max	Bronze	Chrome	Reef	Vital Select
Get A Free Quote	Starting from R1019 per month download brochure	Starting from R929 per month download brochure	Starting from R739 per month download brochure	Starting from R659 per month download brochure	Starting from R509 per month download brochure	Starting from R399 per month download brochure	Starting from R249 per month download brochure
Day-To-Day Benefits
24/7 Telephonic Medical Consulting Hotline	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Registered Nurse Consultations	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Virtual Doctor Consultations	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Doctor Consultations	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	✖
Out-of-Network Doctors Consultations	R300 reimbursable	✖	✖	✖	✖	✖	✖
In-Room Doctor Procedures	✔	✔	✔	✔	✔	✔	✖
Acute Medication	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
OTC Medication	Up to R495 per member per year	Up to R440 per member per year	Up to R440 per member per year	Up to R385 per member per year	Up to R330 per member per year	Up to R220 per member per year	✖
Chronic Medication Benefit	No additional premium	No additional premium	No additional premium	No additional premium	No additional premium	No additional premium	✖
HIV Management Programme	Up to R350 per member per month (R4 200 per year)	Up to R350 per member per month (R4 200 per year)	Up to R350 per member per month (R4 200 per year)	Up to R350 per member per month (R4 200 per year)	Up to R350 per member per month (R4 200 per year)	Up to R350 per member per month (R4 200 per year)	✖
Diabetes Management Programme	No additional premium	No additional premium	No additional premium	No additional premium	No additional premium	No additional premium	✖
Maternity Management Programme	R1 000+ specialist amount per member per year	R1 000+ specialist amount per member per year	R1 000+ specialist amount per member per year	Programme only	Programme only	Programme only	✖
Maternity Scans & Blood Tests	✔	✔	✔	✔	✔	✔	✖
X-Rays	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Blood Tests	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Dentistry	Covered as per formulary	R2 000 per member per year R3 000 for injuries per member per year	R1 750 per member per year R3 000 for injuries per member per year	R1 750 per member per year R3 000 for injuries per member per year	R1 500 per member per year R3 000 for injuries per member per year	R1 500 per member per year R3 000 for injuries per member per year	R750 per member per year R2 250 for injuries per member per year
Optometry	✔	✔	✔	✔	✔	✔	✖
Specialist Benefit	R1 700 - per single member per year R3 500 - per family per year	R1 400 - per single member per year R3 400 - per family per year	R1 200 - per single member per year R2 000 - per family per year	✖	✖	✖	✖
Hospital Benefits
Accident Hospital Cover	R250 000 - per single member per event R300 000 - per family per event	R225 000 - per single member per event R275 000 - per family per event	R200 000 - per single member per event R250 000 - per family per event	R200 000 - per single member per event R225 000 - per family per event	175 000 - per single member per event R225 000 - per family per event	✖	✖
Daily Illness Hospitalisation	Up to R144 000 for 21 days	Up to R144 000 for 21 days	✖	✖	✖	✖	✖
Intensive Care Benefits	✔	✖	✖	✖	✖	✖	✖
Day-Clinic Procedures	R25 000 per member per year	R25 000 per member per year	✖	✖	✖	✖	✖
Sub-Acute Facility	R20 000 per member per year	R20 000 per member per year	✖	✖	✖	✖	✖
Hospital Home Care	As per Daily Illness Limits	As per Daily Illness Limits	✖	✖	✖	✖	✖
Serious Illness Hospitalisation	R150 000 - Cancer R300 000 - Cardio per member per event	R112 500 - Cancer R225 000 - Cardio per member per event	✖	✖	✖	✖	✖
Diagnostic Benefit	R20 000 - per single member per year R25 000 - per family per year	R20 000 - per single member per year R25 000 - per family per year	R5 000 - per single member per year R10 000 - per family per year	✖	✖	✖	✖
Maternity Benefit	R25 000 - Natural R35 000 - C-Section per member per 12 month period	R25 000 - Natural R35 000 - C-Section per member per 12 month period	✖	✖	✖	✖	✖
Hospital Care Plan	✖	✖	✖	✔	✔	✔	✔
24/7 Emergency Services
Trauma Support Services	✔	✔	✔	✔	✔	✔	✔
24-Hour Emergency	✔	✔	✔	✔	✔	✔	✔
Casualty Room Treatment	R3 000 - per single member per year R4 500 - per family per year	R2 500 - per single member per year R4 000 - per family per year	R2 000 - per single member per year R3 000 - per family per year	✖	✖	✖	✖