Millennials And Affordable Health Care

Affinity Health, SA’s leading medical insurance provider, shares insights on millennials and the trends that shape their healthcare and medical cover decisions.

Can Millenials Afford Medical Cover?

Affordable medical cover is a big decision for millennials. It is one issue that prevents many young adults from taking out premium quality medical and health insurance.

Affinity Health is working hard to deliver solutions for millennials. Medical insurance needs to be simple, cost-effective and proven to ensure that Gen Ys get exactly what they need when they need it.

Millennials, also referred to as Generation Y, are members of the population born between the early 1980s and early 2000s. They are the oldest of whom are now in their late 20s and early 30s.

Many millennials are hesitant to sign up to a health care provider, for several different and unique reasons. Many remain in the dark about out-of-pocket expenses when it comes to health insurance.

They believe that they’ll be able to afford any shortfalls. Others believe they will have ample time to join health insurance later in life, unaware that there are potential waiting periods and additional charges.

Unfortunately, the realisation that health insurance is necessary only comes for some after they have experienced a medical emergency and are faced with delinquent medical bills.

“While we all know that even younger, healthy people develop ailments, catch diseases, or have accidents, the older population are more inclined to take precautionary measures in the form of health cover,” says Murray Hewlett, CEO of Affinity Health.

“That’s not to say that all millennials are without health cover but, as health care costs become more and more unpredictable, millennials have learned to do their research beforehand and are far more careful when choosing a health care plan.”

The good news is that with Affinity Health, millennials don’t have to spend a lot of money to ensure that they are protected in case of a serious medical emergency, and should they experience a health care crisis.

Affinity Health provides millennials with advanced, professional medical care within their needs – and their budgets. This includes:

• Cover for unlimited managed GP visits.
• Hospitalisation in the event of illness, dread disease, and accidents.
• Quick access to a nationwide network of medical experts.
• Booster options for Emergency Cover, Accident Cover, Medication, and ICU.
• Qualified and motivated service agents.
• An easy and effortless claims process.

“As a millennial, taking an Affinity Health plan gives you access to a variety of healthcare options and provides you with peace of mind, knowing that you are protected by a company that you can trust – for all and any stage of your life,” concludes Hewlett.

About Affinity Health

Affinity Health aims to provide premier quality, affordable medical insurance to South Africans. We strive to give our clients peace of mind and the highest standard of service when they are faced with injury or illness. We work to deliver innovative solutions that are simple, cost-effective, and proven, so our cover is structured to ensure that you get exactly what you need. For more information, follow us on Facebook, Twitter, Instagram and LinkedIn.