Medical emergencies that land you in the hospital can be frightening and more stressful when you start thinking about the upcoming bill. Whether you are spending the night or admitted for a few days, a hospital stay has the potential to drain your savings faster than you can expect. Read on to discover how Affinity Health protects you from unexpected hospital bills.

1. Hospital Cover That Works When You Need It Most

Affinity Health offers hospital plans to make receiving urgent medical care easy to navigate in an emergency. You can be admitted to a private hospital for sudden illnesses or severe accidents, and costs for the hospital bed, surgery, and specialist care will be covered up to the stated amounts. Other benefits of Affinity Health hospital plans include:

• Accident-related hospitalisation.
• Illness hospitalisation.
• Serious illness and trauma care.
• Diagnostic procedures.
• Hospital-at-home care.

2. Knowing Your Cover Amounts

One of the most stressful things about traditional hospital treatment is not knowing how much you’ll pay. Affinity Health solves this with transparent and fixed daily and event-based benefit structures to help you plan your finances better. You’ll know upfront how much is covered and what support you’re entitled to, depending on your plan and the nature of the hospital stay, without relying on vague estimates or waiting for unexpected co-payments.

3. Combining Day-to-Day and Hospital Cover for More Protection

Medical emergencies that land you in the hospital shouldn’t be your primary concern. There are instances where you need regular blood tests, x-rays, and even dental benefits to determine whether you need to be admitted. Affinity Health lets you combine Day-to-Day and Hospital cover to have a more comprehensive package that includes the following:

• Unlimited managed doctor visits.
• Acute and chronic medication.
• In-room GP procedures.
• Basic dentistry and optometry cover.
• Emergency casualty room treatment.
• Maternity scans, blood tests, birth and support.
• Radiology and pathology benefits.

4. Use of Trusted Network Providers

Affinity Health has a nationwide network of approved providers, including doctors, dentists, hospitals, and other healthcare professionals, which can help you keep your costs down. Having access to providers with pre-approved pricing and negotiated rates ensures you reduce the risk of out-of-pocket expenses.

5. Hospital-at-Home Care

Affinity Health also offers hospital-at-home care for qualifying conditions. This innovative service allows patients to receive professional medical support in the comfort of their homes in lieu of hospitalisation without the full cost of extended hospital stays. This matters because recovery at home is more comfortable, safer and cost-effective.

6. Ensuring You Avoid Debt

People can easily land in debt after a hospital stay, especially when they don’t have reliable medical cover with adequate hospital benefits to cover these expenses. Some might take out high-interest loans to pay off unexpected medical costs. Affinity Health breaks this cycle by giving you access to high-quality healthcare without putting you in financial distress so you can focus on getting better.

7. Affordability and Accessibility

Finding a medical cover that suits your budget and lifestyle needs can be challenging. When you choose Affinity Health, you can choose plans that meet your urgent healthcare needs depending on your age, family size and whether you have a chronic condition. Plans are tailored to align with your affordability and signing up is easy with access to an online application or with the help of a professional consultant.

8. Support When You Need It

The customer support team and the Affinity app assist members when they have questions about accessing their benefits or needing pre-authorisation for specific procedures. This makes navigating your plan less challenging, especially when you need to find a network provider or navigating your policy. Efficient support gives you peace of mind when the need for medical treatment arises.

Although life is full of unpredictable situations, reliable medical cover ensures you’re prepared when faced with the unexpected. Affinity Health empowers you to access quality care when needed without letting hospital bills and co-payments impact your finances. With the right plan, network support, and clear benefits, you’ll never have to choose between your health and what you can afford.

You shouldn’t put off healthcare cover because you think it’s too expensive or complicated. Affinity Health makes it simple, affordable, and effective. Click here to receive a FREE quote today!